One-Stop Equipment Financing
Beyond your equipment, John Deere Financial helps with convenient financing options for many day-to-day purchases.
Agricultural Financing
Financing for Large and Compact Tractors, Sprayers, Combines, Tillage Equipment, Utility Vehicles, and More.
Lawn & Garden Financing
Flexible financing for John Deere riding mowers, lawn tractors and other lawn and garden equipment.
Compact Construction Financing
Climb into the compact equipment you need with flexible financing options.
Parts & Maintenance Financing
Keep running and keep your cash with financing for equipment service.
Financing for Seed, Feed, & More
Take advantage of payment terms tied to your production cycle and harvest.
Get the MyFinancial Mobile App
Manage your John Deere Financial Accounts anytime, anywhere.
How Financing Works at Koenig
1. Pick your equipment. New or used, from a mower to a combine. Our team can help you compare options and payments.
2. Apply online or at your store. Start a John Deere Financial application from home, or sit down with us at any Koenig store across Ohio and Indiana.
3. Get a decision and finalize. Many applicants hear back quickly, and our team follows up with you to finish the paperwork and schedule your pickup or delivery.
Trading in a machine? Your trade-in can go toward your down payment and be combined with John Deere Financial offers.
John Deere Multi-Use Account
Simplify your equipment and agricultural purchases with John Deere Financial's Multi-Use Account, offering flexible financing options and streamlined expense management for farmers and business owners.
Flexible Financing with the John Deere Revolving Plan Account
Get the equipment, parts and service you need, when you need them, with a John Deere Financial Revolving Plan Account. Enjoy fast approvals, flexible payment options, and a dedicated line of credit that makes managing your cash flow simple and convenient.
Financing Used Equipment
Used tractors, combines, mowers and more can be financed through John Deere Financial. Rates and terms for used equipment depend on the machine, its age and your application, so ask your store for a payment on the unit you are looking at.
Current Offers
Our compact tractor packages are available at 0% APR for 84 months with 20% down on approved credit through October 31, 2026. Offers on other equipment change through the year.
John Deere Financing FAQs
Can I finance used equipment through John Deere Financial?
Yes. John Deere Financial offers financing on used equipment as well as new, and terms and rates can differ from new. There are also offers on select used units from time to time. Browse our used equipment.
How do I apply for John Deere financing?
Apply online through John Deere Financial, or visit your nearest Koenig store and our team will walk you through it.
How long does a financing decision take?
Many applicants get a quick decision, and Revolving Plan applications are often decided within minutes. For equipment loans, our team follows up with you to finalize the details.
Are there 0% financing offers?
John Deere Financial offers change through the year. Right now our compact tractor packages are available at 0% APR for 84 months with 20% down on approved credit through October 31, 2026. See current offers.
Can I finance a riding mower or lawn tractor?
Yes. Lawn and garden equipment can be financed with an installment loan or a John Deere Financial Revolving Plan Account, which is available for homeowners and for professional and commercial users.
What is the difference between the Multi-Use Account and the Revolving Plan?
The Multi-Use Account is a revolving line of credit for parts, service, equipment rentals and crop inputs. The Revolving Plan Account is a line of credit for equipment, parts and service purchases at your dealer, with options for homeowners and businesses.